Personal Insurance

Everything and anything on NUIGKC trips to the Alps
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annie
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Personal Insurance

Postby annie » Fri Mar 28, 2008 9:44 am

Anyone know of good insurance policies for kayaking up to Grade 4?

I have VHI including loss of luggage etc for everything else, but if people don't have general cover maybe others will recommend that kind of policy as well.
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Postby JK » Fri Mar 28, 2008 10:18 am

https://www.thebmc.co.uk/Pages.aspx?page=17

I'll be buying this soon enough.
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Postby JK » Mon Apr 21, 2008 4:03 pm

Ski & Alpine Policy wrote:Includes all the activities in Travel, Trek and Rock plus:
All forms of ski-ing including piste, off piste, telemark, nordic, downhill, touring, dry slope, cross country, snow boarding, and ski-mountaineering, and snow and ice climbing in non-Expedition alpine mountains.
Examples of areas covered include; the European Alps, Southern Alps of New Zealand, Mount Kenya and the Canadian Rockies and in the Greater Ranges below 6,500m. If you wanted to ascend Mont Blanc or climb in the Bugaboos, Colorado or Wind Rivers and/or go skiing anywhere then Alpine & Ski provides the cover that you need. But if you want to make an ascent of a new route in the Greater Ranges or climb in a remote or inaccessible region or climb a peak above 6,500m then Expedition cover is required.
Summary of other sports covered:
All Travel, Trek, and Rock activities are covered plus: American Football, Boxing, Cycle racing, Gliding, Hang Gliding, Martial Arts, Paragliding, Rafting, Sand and Land Yatching, Sports Parachuting, Powerkiting sports, Scuba Diving, Water Skiing (including jumps), Winter Sports including Ice Skating, Wrestling.


We've to join their club first, costs a tenner extra for Irishers. The policy is fifty squid sterling not including all the membership shite.
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Kav
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Postby Kav » Thu Apr 24, 2008 10:25 am

I know the BMC cover includes Rafting but its worrying that there is no mention of kayaking (or have I just missed it).

Have anyone got this cover yet?

[EDIT] I was quoted GBP £74.05 for Ski & Alpine Cover including Student Membership.
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Postby JK » Thu Apr 24, 2008 4:40 pm

It says that it covers everything in the lower policies plus also x, y and z. Canoeing is covered in the trek policy.
Summary of other sports covered:
Angling, Archery, Canoeing (inland and coastal waters only), Cycle Touring


Still haven't got mine yet.
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Postby Kav » Thu May 08, 2008 11:03 am

Conrad posted this link on IWW

It worked out as €37.80 plus €15 for a reduced excess wit their full cover

http://www.fyi.ie/

Looks good and cheaper than the BMC
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Re: Personal Insurance

Postby rlynch » Mon Jun 09, 2008 12:49 pm

Just posting this link for next year:
http://www.ukriversguidebook.co.uk/foru ... hp?t=37406
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Re: Personal Insurance

Postby JK » Tue Feb 24, 2009 2:57 pm

I'm just off the phone there with VHI Multitrip. If you have this, you're covered paddling within territorial waters-ie-inland, and up to 12 miles off shore.. It doesn't have limits on what grade you're running, where you're doing it, or for how long. Pretty sweet.
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Re: Personal Insurance

Postby annie » Tue Feb 24, 2009 3:10 pm

That's what I had last year. My Dad took it out for me for China cos it covers so much. I'd love to know if they've ever had claims made though, when I spoke to them last year they didn't seem to know much about kayaking just that they insure it all.
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Re: Personal Insurance

Postby Grassey » Mon Apr 27, 2009 7:33 pm

Suppose I should sort myself out now, who did people go with? who's cheap and covers drunken paddle related injuries?
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Re: Personal Insurance

Postby johns86 » Tue Apr 28, 2009 12:40 pm

I got the VHI multi trip thing as well. Covers everything.
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riordo
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Re: Personal Insurance

Postby riordo » Tue Apr 28, 2009 1:48 pm

How much john?
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Kav
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Re: Personal Insurance

Postby Kav » Tue Apr 28, 2009 3:12 pm

I think you need to have vhi in first place for that. The one that will cover you for all things adventurous is the bmc insurance. Me and crock got FYI last year. It's fairly cheap but with slightly less cover.
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Re: Personal Insurance

Postby Nigel » Tue Apr 28, 2009 3:21 pm

Are you getting it again this year Kav?

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Re: Personal Insurance

Postby Kav » Tue Apr 28, 2009 3:29 pm

Not sure. I'm goin to take another look at both of them. FYI was cheaper but not sure if it covered launching a kayak off a 50ft cliff into a grade 4 river in a gorge.
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